JONATHAN D CROSS FCCA INDEPENDENT ACCOUNTANT
Clear, Experienced Accounting — Without the Big‑Firm Price Tag
Most accountants look backwards. I help you understand your numbers today and plan confidently for tomorrow. You work directly with me — an FCCA with 34 years’ experience — which means you receive senior‑level advice at a far more sensible cost than traditional high‑street firms.
Why Choose JDC Accounting
High‑Quality Advice. Straightforward Pricing. No Layers of Staff.
Large firms often charge premium rates for work handled by juniors. My practice is intentionally lean. There are no inflated overheads, and no delays.
When something needs fixing, I fix it. When you need clarity, you get it.
Direct access to an experienced accountant
Clear, practical solutions
Faster turnaround
Costs that reflect the work — not the size of the firm
Problem‑Solving When You Need It Most
Many clients come to me after struggling with a previous accountant. I specialise in resolving issues quickly and sensibly, including:
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Messy or overdue accounts
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Incorrect or missed tax filings
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CIS, VAT, PAYE or payroll complications
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Unexpected HMRC letters
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Poor communication or slow responses from other firms
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Paying too much for too little
I take ownership of the problem, put things right, and keep your business moving.
Experience You Can Trust
Jonathan D Cross FCCA | Accountant & Strategic Adviser
With over three decades of experience — including 20 years as a Director at Towers + Gornall — I’ve worked through every financial landscape. I left the large‑firm environment to build a practice based on three principles:
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Precision
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Technology
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Personal service
You receive the depth of expertise you’d expect from a top‑tier firm, delivered with the accessibility and cost‑efficiency of a dedicated personal accountant.
Your Financial Growth Engine
Company Accounts
Accurate, timely accounts prepared and filed with HMRC and Companies House. Modern cloud systems give you clear, real‑time financial visibility.
Corporation Tax
More than compliance. I monitor your performance throughout the year to help you plan ahead, reduce tax where possible, and retain more profit.
Cloud Accounting Support
I work with Xero, FreeAgent, and QuickBooks, ensuring your system is set up correctly and runs smoothly. Whether you’re starting fresh or need your existing file tidied up, I make cloud accounting straightforward and reliable.
Strategic Financial Planning
In partnership with Coombe Capital Limited, I help structure pensions, ISAs, and investments so your business success supports your long‑term personal goals.
Why Clients Switch to JDC Accounting
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Lower fees than high‑street firms — with senior‑level expertise
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Direct access — no receptionists, no juniors, no delays
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Cloud accounting support — Xero, FreeAgent, QuickBooks
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Fast problem‑solving when things have gone wrong
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Clear explanations — no jargon, no confusion
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Proactive support — not just once a year at year‑end
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Reliable communication — you get answers when you need them
Rated 5-Stars by Business Owners Like You
"Jonathan has helped me twice with annual accounts and tax returns for my small company. He has been entirely professional and very easy to deal with, and I'd wholeheartedly recommend him."
Shelly Cox
Director of KORIMAKO LTD.
"Jonathan was very helpful. He Got everything I needed done in only a few hours. He was quick to reply. Very fast and reliable. Will definitely be calling him again in the future."
Leanne Gallagher
Private tax client
"I’ve been really impressed with Jonathan, he always responded to any queries I had quickly and clearly, no matter how small. He took the time to come round in person to go through the accounts with me, making sure I fully understood everything.Highly recommended!"
Thomas Heslop
Director of Koolworx Ltd.
